About Us
Independent, Fee-Only Wealth Management in Dayton, Ohio
Kerr Wealth Management, Inc. is an independent, fee-only Registered Investment Advisor serving individuals, families, business owners, and retirees in Dayton, Ohio and throughout the Miami Valley, Kettering, Centerville, Oakwood and Beavercreek.
Founded and owned by CEO Andrew Kerr, our firm was built on a simple belief: wealth management should be personal, objective, and centered around the client—not financial products or a sales agenda.
We take the time to understand the people behind the numbers. Your financial goals, family, lifestyle, career, retirement plans, and long-term priorities all matter. Rather than offering a one-size-fits-all approach, we build thoughtful financial and investment strategies around your individual circumstances.
Our team combines decades of investment and financial planning experience with disciplined research, intelligent systems, and a collaborative approach to wealth management. As an independent, fee-only firm, we are not owned by a bank, insurance company, or broker-dealer, and we do not rely on proprietary financial products or commissions. There is no middleman between you and our advice.
For clients looking for a financial advisor in Dayton, we believe trust is earned through transparency, communication, and consistently putting the client first. Whether you are building wealth, preparing for retirement, managing a 401(k), navigating a major life transition, or planning for future generations, our goal is to make complex financial decisions easier to understand and more meaningful to your life.
Independent advice. Personalized planning. Long-term relationships.
That is the way we believe wealth management should be.
At Kerr Wealth Management, we’re more than financial planners — we’re long-term partners in your financial journey. With decades of collective experience, we bring a deeply personal, independent, and client-first approach to every relationship we build.
We begin by learning about you — your cash flow needs, personal needs, tax situation, family dynamics, retirement goals and or business structure, and long-term objectives. From there, we develop a tailored investment and financial strategy built around your life — not the latest financial trend. With no middleman, our only job is to work for you and help guide you as your coach and sounding board in addition to your money manager. While we are fee-only, we encourage all visitors and clients to review our disclosures and understand that, like all advisory relationships, our services are not entirely free of potential conflicts.
A Team That Puts Clients First
One of the biggest differences at Kerr Wealth Management is how we’re compensated: no hidden incentives — ever. Our entire team works for you with a team approach, which fosters collaboration, consistency, and the thoughtful attention your relationship and portfolio deserve. We treat every client like family, combining professionalism with genuine care. From your first call to your next visit, you’ll experience the transparency, availability, and long-term commitment that define our approach. We are grateful for the opportunity to serve as your trusted family and business advisor.
Our Core Values
-
Value People
-
Embrace Change
-
Do Right by Customers
-
Delight Customers
-
Be Educators, Not Salespeople
-
Honor the Fiduciary Code
Who We Work With
-
Small to mid-sized business owners (1–150 employees)
-
Individuals planning for or entering retirement
-
Retirement plan participants (e.g., 401(k), SEP, SIMPLE IRA)
-
Families and professionals (attorneys, physicians, CPAs, executives)
-
Parents planning for education expenses
-
Individuals transitioning away from brokers, insurance agents, or robo-advisors
How We Help
Financial Checkups:
Get a clear snapshot of where you are today and a roadmap for where you want to go.
Portfolio Management:
We combine straightforward investment philosophy, professional expertise, and technology to manage your portfolio with care and transparency.
Tax Planning:
Integrating all aspects of your personal and business finances to help minimize taxes.
Retirement & Financial Planning:
From goal setting to income planning, we offer comprehensive guidance that aligns your portfolio with your life.
Delightful Customer Service:
Quick responses, educational conversations, and genuine attention to your needs. Your peace of mind is our priority.
*RIA is not a designation. Please refer to our ADV for a full list of disclosures. You can find our ADV at the bottom of our website which will disclose all services provided and all applicable fees. Kerr Wealth Management is not a CPA firm, does not prepare taxes and does not provide legal advice or prepare trust documents or other legal documents. Kerr Wealth Management does provide incidental tax and estate planning services as part of the financial planning process. All fees derived from services, advice, recommendations are a conflict of interest.